Financial Planning

Life is unpredictable, and unexpected expenses or income losses can occur at any time. Because of this, having an emergency fund is essential for ensuring one’s financial security as well as one’s peace of mind. The money you put aside in an emergency fund can help you get through tough times financially without having to […]

Investing with purpose goes beyond returns and numbers. It requires knowing your financial goals, values, and priorities.  Everything you do needs to have a purpose, and your approach to it needs to be well thought out.  As you decide to invest, you are setting aside funds. Your goals of achieving financial security will be a […]

We at Markowski Investments have been trying to drive one fact home for decades: whether it be a proverbial bull market or bear it will never change our core principals nor the objectives for our clients. In other words, we really could care less about conventional wisdom of the day that the chattering classes are force-feeding […]

There is no denying it, economic headlines look pretty muddled these days. A few examples…U.S. corporations are filing for bankruptcy at an unprecedented rate, unlike anything we have seen since 2010. Over 50,000 U.S. stores could potentially shut their doors by 2027, and on top of that, millions of fast-food workers are at risk of […]

Preparing for retirement is an important component of financial planning, and understanding the various retirement account types available is critical for constructing a solid financial future. Individuals can plan for their older years with confidence thanks to retirement savings accounts, which allow them to put money down for their golden years in a tax-deferred manner. […]

When it comes to managing money, whether for yourself or a business, financial planning is a must-have tool. It enables individuals and businesses to set clear goals, create budgets, and strategically allocate resources because it provides a structured approach to the process of decision-making regarding financial matters. Financial planning ensures that income is used efficiently, […]

Individuals in today’s uncertain economic climate are constantly looking for safe and dependable investment options to preserve and grow their wealth. Treasury bills (T-bills) have emerged as a potentially smarter investment alternative to traditional savings accounts, which have been considered a secure choice for quite some time. As an alternative to a traditional savings account, […]

Following an investigation by UBS Group AG into the financials of Credit Suisse Group AG, positive results were discovered, thereby easing concerns about the possibility of incurring losses. UBS expects a $35 billion day-one profit from the rescue takeover, and its core capital ratio is healthy. Swiss regulators will also decide if UBS needs more […]