Financial Planning

People frequently use the terms “financial advisor” and “wealth advisor” interchangeably; however, the meanings of these terms can shift depending on the context in which they are used. While the term “financial advisor” refers to a wide range of professionals who assist clients in managing their finances and includes topics such as “budgeting,” “investing,” and […]

In the ever-evolving landscape of personal finance, a nuanced comprehension of the fees associated with financial advisory services is indispensable for making informed decisions in wealth management. This year, 2023, the exploration delves into the diverse panorama of financial advisor fees, unraveling their intricate structures and providing strategies for adept navigation within the financial planning […]

Business investment can be a thrilling way to build wealth and ensure one’s financial future. However, there are many unknowns and potential pitfalls along this route. To set out on this journey with assurance and improve your odds of success, you should first have a detailed plan.  To help you find your way, we’ve compiled […]

Exchange-Traded Funds (ETFs) are a buzzword in the dynamic world of finance and investments. These unassuming but powerful financial instruments have changed the way investors approach their portfolios. Whether you’re an experienced investor looking to diversify your portfolio or a newcomer eager to start your financial journey, ETFs open up a world of opportunities. Some […]

In the context of financial planning, smart investors continue to prioritize both growth and tax efficiency. Individuals seek avenues that not only promote wealth accumulation but also reduce the impact of taxation in order to secure their financial future. This delicate balance has given rise to a variety of tax-free investment options that promise untaxed […]

Life is unpredictable, and unexpected expenses or income losses can occur at any time. Because of this, having an emergency fund is essential for ensuring one’s financial security as well as one’s peace of mind. The money you put aside in an emergency fund can help you get through tough times financially without having to […]

Investing with purpose goes beyond returns and numbers. It requires knowing your financial goals, values, and priorities.  Everything you do needs to have a purpose, and your approach to it needs to be well thought out.  As you decide to invest, you are setting aside funds. Your goals of achieving financial security will be a […]

We at Markowski Investments have been trying to drive one fact home for decades: whether it be a proverbial bull market or bear it will never change our core principals nor the objectives for our clients. In other words, we really could care less about conventional wisdom of the day that the chattering classes are force-feeding […]