Financial Planning 101

Do you need a financial planner?

If you have financial goals, want to invest profitably and securely, and do not have the time or expertise to manage a dynamic portfolio, chances are that you do.

What does financial planning accomplish?

Good financial planning is all about preparation. Life throws many things at us, some of them wonderful, like the birth of a child, others stressful and problematic, like the loss of a job. Financial planning prepares you for all of these events.

Change is inevitable, but it doesn't have to be painful. With solid financial planning, you are prepared to meet life's challenges and obstacles. If you are looking for a way to reduce stress and increase the enjoyment of your life, financial planning is a great place to start. We understand that time is the most precious commodity. We work, so you can live your life worry-free.

What areas does financial planning cover?

When people think of financial planning, they have the image of a financial planner picking stocks for wealthy clients. While managing investments is an important part of what we do, financial planning covers much more than investments, and it's not just for the rich.

We help people of all asset and income levels. Our greatest joy is helping people of modest means become financially independent.

Financial planning covers all of these areas:

  • Investments
  • Real estate
  • Debt reduction
  • Savings plans
  • Insurance
  • Taxation
  • Estate planning

What is holistic financial planning?

Holistic financial planning considers the entire financial and life picture of the client. It looks at all the above elements of financial planning. With a long-term view that encompasses the client's goals, it financially prepares the client to meet each new stage of life and navigate both expected and unexpected events.

We're here to provide the expertise and professional advice that saves you time and makes you money. Our team works to prepare our clients for life events and improve the management of their money.

To learn more about the Markowski Investments financial planning process, feel free to contact us.