Investing Beyond Taxes: Tax-Free Investment Options
In the context of financial planning, smart investors continue to prioritize both growth and tax efficiency. Individuals seek avenues that not only promote wealth accumulation but also reduce the impact of taxation in order to secure their financial future. This delicate balance has given rise to a variety of tax-free investment options that promise untaxed […]
The Surge of Unsold Electric Vehicles at Auto Dealers
According to the 2023 Cox Automotive Mid-Year Review, dealer lots had more than 92,000 EVs in second quarter 2023. This represents an increase of 342% when compared to the same time period in 2022. The new “EV days’ supply,” which refers to the average number of days a warehouse holds inventory before selling it, increased […]
Building an Emergency Fund: Why and How
Life is unpredictable, and unexpected expenses or income losses can occur at any time. Because of this, having an emergency fund is essential for ensuring one’s financial security as well as one’s peace of mind. The money you put aside in an emergency fund can help you get through tough times financially without having to […]
Investing with Purpose: What are the most common financial goals?
Investing with purpose goes beyond returns and numbers. It requires knowing your financial goals, values, and priorities. Everything you do needs to have a purpose, and your approach to it needs to be well thought out. As you decide to invest, you are setting aside funds. Your goals of achieving financial security will be a […]
Chevy Illogic (Part 2)
Read Part 1 here. Anyone wonder why cars are so expensive these days? General Motors recently announced their plans to invest over a billion dollars in two Michigan plants to manufacture next-generation heavy-duty trucks. Weren’t they planning to go fully electric by 2035? Why would they be investing heavily in the production of combustion-engine vehicles? […]
Federal Reserve Follies
Interest rate manipulation by the Federal Reserve consistently raises eyebrows and confuses observers. I often receive queries about this issue after each Fed meeting, and here is our answer: Speculating what the Fed is going to do next is an exercise in futility. The investment world and media loves the proverbial dog and pony show […]
Bear Hunt
We at Markowski Investments have been trying to drive one fact home for decades: whether it be a proverbial bull market or bear it will never change our core principals nor the objectives for our clients. In other words, we really could care less about conventional wisdom of the day that the chattering classes are force-feeding […]
Hats in the Ring
This month’s Twitter announcement by Governor Ron DeSantis of Florida was not without its fair share of hiccups. Some were characterizing the whole attempt as botched and unorthodox, but in reality, does it change anything? Regardless of the imperfect execution, hard funds flowed in like we have never seen before. It wouldn’t be an irrational […]
Navigating Economic Turbulence
There is no denying it, economic headlines look pretty muddled these days. A few examples…U.S. corporations are filing for bankruptcy at an unprecedented rate, unlike anything we have seen since 2010. Over 50,000 U.S. stores could potentially shut their doors by 2027, and on top of that, millions of fast-food workers are at risk of […]
Retirement Savings: Account Types to Know
Preparing for retirement is an important component of financial planning, and understanding the various retirement account types available is critical for constructing a solid financial future. Individuals can plan for their older years with confidence thanks to retirement savings accounts, which allow them to put money down for their golden years in a tax-deferred manner. […]