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St. Augustine, Florida, is a city on the state’s southeastern coast that boasts both a rich history and an eternal spring. St. Augustine was settled on September 8, 1565, by the Spanish explorer Pedro Menéndez de Avilés; the city is the oldest continuously inhabited European-established city within the continental United States. As a city that […]
One of the foremost criteria when deciding on where to establish residence or commence a business is taxes. Florida is unique in this regard as it has no state income tax—a provision that is, in fact, enshrined in the Florida constitution. These factors, combined with the relatively low cost of living, beautiful sandy shorelines, and […]
The markets have been in a volatile state recently, and stock selloffs have been recorded in various parts of the globe. Many are asking, “What’s going on?” One of the causes of this disorder is something called the Japanese yen carry trade, which you might never have heard of. What Is the Japanese Yen Carry […]
When it comes to best practices for investing and planning for retirement, it is important to remember that it is never too late. Many investors believe that the secret is to time the market, but the opposite is true: the secret is to stay in the market as long as possible. This concept has a […]
July 2024 Two stories in the Wall Street Journal today caught my attention and really shook me up. They illustrate the critical importance of financial responsibility and the consequences of poor money management. Long-time listeners know I don’t sugarcoat things. Today’s column will be no different. The Cost of Inaction The first story that blew […]
Recent news stories have been disheartening, and they remind me of the end of Orwell’s Animal Farm. In the book, the reformers, the pigs, ultimately become indistinguishable from the oppressive humans they replaced. The final commandment, “All animals are equal, but some are more equal than others,” is a stark reflection of our current reality. We […]
It is necessary to underline that there are certain impacts of having or not having proper information on personal financial management and decision making. Investing can be a challenging undertaking, but through the utilization of these tools and resources, you will be able to maintain your course of action, regardless of the level of expertise […]
July 2024 Recently, I’ve been interviewed on several radio shows where hosts have been asking about Jay Powell and the Federal Reserve’s stance on inflation. They were eager to point out that I had predicted the Fed wouldn’t wait for inflation to drop to 2% before lowering rates. My response? A facepalm and a simple, […]
