Financial Planning

Exchange-Traded Funds (ETFs) are a buzzword in the dynamic world of finance and investments. These unassuming but powerful financial instruments have changed the way investors approach their portfolios. Whether you’re an experienced investor looking to diversify your portfolio or a newcomer eager to start your financial journey, ETFs open up a world of opportunities. Some […]

In the context of financial planning, smart investors continue to prioritize both growth and tax efficiency. Individuals seek avenues that not only promote wealth accumulation but also reduce the impact of taxation in order to secure their financial future. This delicate balance has given rise to a variety of tax-free investment options that promise untaxed […]

Life is unpredictable, and unexpected expenses or income losses can occur at any time. Because of this, having an emergency fund is essential for ensuring one’s financial security as well as one’s peace of mind. The money you put aside in an emergency fund can help you get through tough times financially without having to […]

Investing with purpose goes beyond returns and numbers. It requires knowing your financial goals, values, and priorities.  Everything you do needs to have a purpose, and your approach to it needs to be well thought out.  As you decide to invest, you are setting aside funds. Your goals of achieving financial security will be a […]

We at Markowski Investments have been trying to drive one fact home for decades: whether it be a proverbial bull market or bear it will never change our core principals nor the objectives for our clients. In other words, we really could care less about conventional wisdom of the day that the chattering classes are force-feeding […]

There is no denying it, economic headlines look pretty muddled these days. A few examples…U.S. corporations are filing for bankruptcy at an unprecedented rate, unlike anything we have seen since 2010. Over 50,000 U.S. stores could potentially shut their doors by 2027, and on top of that, millions of fast-food workers are at risk of […]

Preparing for retirement is an important component of financial planning, and understanding the various retirement account types available is critical for constructing a solid financial future. Individuals can plan for their older years with confidence thanks to retirement savings accounts, which allow them to put money down for their golden years in a tax-deferred manner. […]

When it comes to managing money, whether for yourself or a business, financial planning is a must-have tool. It enables individuals and businesses to set clear goals, create budgets, and strategically allocate resources because it provides a structured approach to the process of decision-making regarding financial matters. Financial planning ensures that income is used efficiently, […]