Trading Apps — What They Are and How They Work
Introduction Trading apps have changed the way people interact with the stock market. Years ago, placing a trade usually required contacting a traditional broker, using a desktop computer, and paying fees for every transaction. Today, the process looks entirely different. Anyone with a smartphone and a trading app can set up an account and trade […]
10 Smart Money Tips to Stop Losing in the Markets
Introduction: Why So Many Investors Keep Losing Let’s face it — most investors aren’t losing because they lack information. They’re losing because they let emotion take the driver’s seat. Behavioral economists like Richard Thaler and financial commentators like Christopher Markowski have spent years exposing this simple truth: Smart people keep doing dumb things with their […]
Why Investors Keep Losing
The Hidden Psychology Behind Bad Money Moves Behavioral economist Richard Thaler — yes, the guy who won the Nobel Prize in 2017 — has spent decades trying to answer one timeless question: Why do smart people keep doing dumb things with their money? His classic book, The Winner’s Curse, just got reissued with fellow behavioral […]
How Compounding Shapes the Global Economy
A Quick Recap: From Techno-Feudalism to the Growth Dilemma In the blog “The Brutal Truth About Techno-Feudalism,” we explored how power in today’s economy is increasingly concentrated at the top — a system that financial expert Chris Markowski and others describe as “techno-feudalism.” This next part looks deeper into why economies slow down, why debt […]
The Brutal Truth About Our Economy: Techno-Feudalism and Market Concentration
Understanding the Terrain: Adapting to Economic Reality In a recent episode of The Watchdog on Wall Street, financial commentator Chris Markowski discussed what he calls “the terrain” — the reality we must navigate whether we like it or not. Borrowing from a Navy SEAL analogy, he noted that a battle plan rarely survives contact with […]
Credit Cards — Trap or Secret Weapon? How to Use Them the Smart Way
There has always been some debate about credit cards. For some people, they lead to debt, stress, and money problems quickly. For others, they’re a useful tool that makes life easier, earns rewards, and even helps them become more robust financially. So, is it a trap or a secret weapon? The truth is that credit […]
Credit Card Debt: Why Banks Charge You So Much in Interest
If you’ve ever opened your credit card statement and gasped at the 25–30% APR, you’re not alone. Millions of Americans wonder why credit card rates are so much higher than mortgages, car loans, or even personal loans. After all, how can a dinner or a vacation carry more interest than a $300,000 house? The answer […]
Why Seniors Become Easy Targets for Wall Street Scams
When families lose parents or grandparents, they often inherit not just memories but also the responsibility of sorting through their loved one’s finances. Too often, what they find isn’t comforting — it’s enraging. Portfolios gutted, savings drained, and investments locked into complex products that were never in the client’s best interest. Sadly, this story isn’t […]
401(k) Withdrawals: The Good, the Bad, and the Smarter Way to Save
The Good News: Americans Are Saving More in Their 401(k)s Americans are contributing more than ever to their 401(k) retirement plans—and that’s a win. Every dollar you put into your 401(k) is a step toward financial freedom, thanks to compound growth, employer matches, and tax advantages. If you’re contributing regularly, you’re doing the right thing. […]
Inflation Acceleration: What the 2.7% CPI Really Means for Your Wallet
The Consumer Price Index (CPI) report for July 2025 shows that prices went up 2.7% over the course of a year, with a 0.3% rise every month. That may seem like clear proof of inflation, but it’s important to know what’s really behind these numbers and how they affect your buying power. People often don’t […]